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It Gets Better is a collection of expanded essays and new material from celebrities, everyday people, and teens who have posted videos of encouragement, as well as new contributors who have yet to post videos to the site. While many of these teens couldn’t see a positive future for themselves, others can. We can show LGBT youth the levels of happiness, potential, and positivity their lives will reach if they can just get through their teen years.

Everyone needs to invest, but where do you invest during bear markets? The massive stock declines over the past year have eroded savings, but this doesn't mean you should stuff your money into a mattress. It needs to be put to work, getting some return so that it will grow. Smart investors will turn to high dividend paying stocks to get a stable and growing stream of income.

In this new edition of The Savage Truth on Money, author Terry Savage shares the time-tested truths of financial security, guides you on redirecting your finances, and helps you create a financial plan for your future - using all the resources of technology, the best people in the financial planning industry, and your own informed judgment. This must-have resource is a roadmap for navigating today’s economic reality on the way to your best possible financial future.

Social Security admits it has made $21.6 billion in incorrect benefits payments! Now it wants its money back—from widows, orphans, retired schoolteachers, and even young children whose parents received disability benefits on their behalf. Often with no explanation, they send threatening letters clawing back amounts ranging from several thousand dollars to more than $100,000. Learn how to make sure you get the correct Social Security benefits, avoid frightening clawbacks, and how to deal with the opaque bureaucracy of Social Security.